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Life Insurance

It’s hard to know what the future holds. VA insurance programs have you covered.

Overview of VA life insurance

Application Process

Follow the “How to Apply” process outlined for your insurance

With VA life insurance, get the peace of mind and financial security that come from knowing your family is protected, no matter what happens. VA provides Veterans, service members, and their families with $1.2 trillion in insurance coverage each year.

VA Life Insurance Options

VA Requirements

  • SGLI coverage is automatic for most service members. VA Form SGLV 8286 (PDF) may be used to designate beneficiaries or reduce, decline, or restore coverage. This insurance can be converted to Veterans’ Group Life Insurance on separation from the service.
  • Accelerated Benefits Option, which provides those insured under SGLI and VGLI with access to up to half of the value of their insurance if they are terminally ill with nine months or less to live.

VA Application Process


Some benefits may also be used by active service members, reservists, and National Guard members as well as eligible spouses, children, and survivors of Veterans and service members. Consult the VA benefits booklet or visit the nearest VA regional office for character of discharge requirements and more detailed information.

Page last updated on January 11, 2023


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